Homes for sale in Amsterdam, Netherlands - Buy Residential properties (2024)

FAQs

Can a foreigner buy a house in Amsterdam? ›

The short answer is yes. The Netherlands does not place any restrictions on the purchase of property by foreigners, whether resident or non-resident. However, to get a mortgage you must live and be registered in the Netherlands.

The average house price in the centre of Amsterdam is around €1 million, with prices in excess of €8,500 per m². At the other end of the scale, properties in the Bijlmer (Zuidoost area) are priced from around €250,000 and are in the €3,000-€5,000 per m² band.

If you're planning on staying in the Amsterdam region for three years or more, then one option may be to buy a property. Despite strong competition in the current economic climate, you'll find there are tax incentives and long-term benefits of owning your own home.

Residency Permit in the Netherlands

Buying a house in the Netherlands without having a residence permit is not an issue. Unfortunately, it is true that you do not automatically get a residence permit when you buy a property in the Netherlands. This takes additional time and effort.

If you want to stay in the Netherlands for longer than 90 days, you may need a residence permit. In many cases you will also have to apply for a long-stay visa before you travel to the Netherlands. This visa is also called an authorisation for temporary stay (MVV).

For a detached house, two-income households must earn the most, namely €124,000 annually. The average income in the Netherlands in 2023 was €44,000. This means that most people will not be able to get a mortgage for a house of the average sale price. Owning a home seems out of reach for most Dutch people.

Nationwide, the average purchase price for existing homes was €435,984 (US$473,326) in April 2024.

It's easy for newcomers and expats to settle in, given the city's cosmopolitan spirit, rich cultural life and large international community – combined with a compact size to make getting around a breeze. Many consider Amsterdam one of the best places to live in the Netherlands.

Although cost of living varies considerably due to each individual's personal preferences and situation, according to our estimations a single person would need a net salary of €1,900 to live comfortably in most Dutch cities while a family of four would typically require a net salary of at least €4,800 per month.

These are the requirements for a permanent residence permit. You meet the general requirements that apply to everyone. You have had a valid Dutch residence permit for at least 5 consecutive years. There are exceptions to the 5-year period for permanent residency.

Can Americans get residency in the Netherlands? ›

You can apply for a residence permit and an MVV in 2 ways: through a host in the Netherlands (such as an employer, family member or educational institution) in person at a Netherlands embassy or consulate-general.

The process of real estate purchase in the Netherlands usually takes up to three months. You must keep in mind that the buyer generally pays costs but some of them are not are tax-deductible.

Simply put, yes – but each European country will have its own regulations. Whether you're looking for a holiday home or you want to invest in citizenship abroad, let's take a closer look at buying a home in Europe.

Buying a house to rent out

You can rent it out for extra income instead. Please note, rental contracts are pro-tenant, so make sure that you know what your obligations are as a landlord and what you can expect from your tenants.